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New Long-Term Care Coverage Now Available

You’re working hard to plan for your retirement but have you thought about how to protect your assets and maintain your quality of life should accident or illness strike? Without long-term care coverage, paying for future long-term care can quickly deplete even sizable savings and retirement accounts.  The CalPERS Long-Term Care Program is accepting new applications. Learn more about the CalPERS Long-Term Care Program by requesting an application kit at www.CalPERSLongTermCare.com or by calling (800) 908-9119.

Affordable Care Act and Covered California Notices

There has been a lot of discussion in the media about the Affordable Care Act (ACA); otherwise known as ObamaCare. We wanted to give you an overview of ACA and what it means to you. ACA is a significant overhaul of the US healthcare system. The primary objective is to decrease the number of uninsured individuals and reduce overall healthcare costs. Each year there are provisions of ACA that employers, insurers, and individuals must implement or adhere to.

For example, employers must notify employees about the availability of buying health insurance through an insurance exchange, which in California is known as Covered California. Covered California is available for individuals that are not eligible for health insurance through their employer or don’t have access to health insurance. Covered California has a menu of affordable health insurance options for individuals to choose from.

CSU is required to forward notices announcing Covered California to all employees regardless if they are benefits-eligible or not. Our Human Recourses department will provide you with a notice by October 2013. This notice will be attached to your pay warrant, or mailed to your home address if you do not receive a pay warrant.

Looking ahead, ACA requires all individuals to have health insurance effective January 1, 2014. In addition, all health plans must comply with ACA guidelines that prohibit individuals to be denied coverage due to having a pre-existing health condition, and waiting periods for insurance may not exceed 90 days. Employers will be required to offer affordable coverage to all employees working an average of 30 hours per week, and implement specific IRS reporting requirements effective January 2015.

For more information, see Covered California.

As we receive more information, we will update you accordingly.

General benefits information.

The Benefits staff in Human Resources provides information and consultation on the various benefits options available to San Diego State University’s faculty and staff. The Benefits office oversees health care and flexible benefits; income, survivor protection, and retirement plans; medical-related employee leaves; and a variety of additional CSU benefits.

See, pamphlets detailing a Summary of Benefits by Employee Category.

A Benefits Matrix [PDF] provides an overview of core and supplemental benefits by employee group.

Areas of service to the campus community.

e-Benefits Self Service

Health Care Benefits

Employee Wellness & Work-Life Balance

Flexible Benefits

Income Protection Benefits

Medical-Related Leaves

Survivor Protection Benefits

Retirement Plans

Additional CSU Benefits

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